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Home > Unemployment > Benefits > MAP Card

Using Your MAP Card

Your MAP Card is free, but fees and surcharges apply to certain transactions and services.

There are several ways you access your money at no charge:

  • You get one free ATM withdrawal each time you receive a benefit payment, from any Key Bank, Allpoint or Chase ATM;
  • You get unlimited free over-the-counter (teller) withdrawals from any bank that accepts VISA.
  • Retail purchases with signature are free - just choose the "credit" option on point of sale machines or when asked "credit or debit." PIN retail transactions (including cash back) are only $0.25 each.

Detailed Summary of Transaction Fees

Service Fee
ATM Cash Withdrawal at any Chase, Allpoint or Key Bank ATM 1 free per deposit; $1.50 each thereafter
ATM Cash Withdrawal at all other ATMs in U.S.* $1.50 each
ATM Cash Withdrawal at ATMs outside U.S.* $3.00 each
ATM Balance Inquiry at any ATM in U.S. Free
ATM Balance Inquiry at ATMs outside U.S. Free
Retail Purchase with signature Free
Retail Purchasewith PIN (includes cash back) $0.25 each
Teller Withdrawal at a Visa Member Bank Free
Online Bill Payment at www.myaccount.chase.com $0.75 per bill payment
Transaction Denied for Insufficient Funds** $1.00 per transaction
Monthly Statement Online Free
Monthly Statement — mail $0.75 per month
Card Replacement — standard delivery 1 free per year; $5.00 each thereafter
Card Replacement — expedited delivery $15.00 per card
Foreign Currency Conversion*** 3% of transaction

* Some ATM owners and operators may charge an additional fee per transaction. There are no surcharges at Key Bank, Allpoint and Chase ATMs.
** This fee will be assessed if an ATM or POS transaction is denied due to insufficient funds in your Account.
*** A monthly fee will be assessed on each account that has been inactive for 180 days and has a balance. Fee is not assessed during periods of activity. Account activity is defined as a deposit, withdrawal, purchase or any type of financial activity.