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TO INTERESTED PARTIES
The Bureau of Financial Institutions and the Bureau of Consumer Credit Protection recently proposed rulemaking for Regulation Z-3. After considering comments, the Bureaus recently adopted this rule with no substantive changes. The effective date of Regulation Z-3 is today, October 15, 2013.
Please note that the mandatory compliance dates for the federal truth-in-lending requirements incorporated by reference Regulation Z-3 are, or will be, the same as the federal mandatory compliance dates for these federal Regulation Z rulemakings.
Attached is the link to Regulation Z-3 with an effective date of October 15, 2013.
Lloyd P. LaFountain III
Superintendent of Financial Institutions
October 15, 2013
Last Updated: October 15, 2013
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