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Affordable Care Act

Summary of the proposed individual health insurance rates submitted to the Centers for Medicare and Medicaid (CMS).  CMS must approve these rates before they can be implemented in the Federal Marketplace.

Bureau PowerPoint Presentation on ACA and Maine

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When you open the following links, you can use your + and – buttons to enlarge or shrink the size of the table and text.  If you need assistance reading or interpreting the tables, call the Bureau of Insurance at 800-300-5000.

On Market Place

Individual Exchange Plans

Individual Plan Factors

Gold Plan Comparison

Silver Plan Comparison

Bronze Plan Comparison

Catastrophic Plan Comparison

Example of a Family Rate Calculation

Off Market Place

Individual Off Exchange Plans

Individual Off Exchange Plan Factors

Off Exchange Bronze Comparison


Below are approved plans that are representative of the plans that will be available on the exchange/marketplace beginning October 1, 2013.

Anthem BlueCross and BlueShield Individual Plans:

  1. HMO-POS (North) Certificate of Coverage - PDF
  2. HMO (South) Certificate of Coverage - PDF


Maine Community Health Options Individual Health Plans:

  1. Community Safe Harbor - PDF
  2. Community Option - PDF
    Community Choice
    Community Preferred
    Community Value
    Community Advantage
  3. Community Options - HSA - PDF


Last Updated: October 28, 2014