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Maine.gov > PFR Home > Insurance Regulation > HealthChoice and HealthChoice Plus Comparison

Rates comparing Anthem's HealthChoice product without mental health parity benefits to their HealthChoice Plus product**

 HealthChoice* $2,250 Deductible w/o Mental Health Vs. Healthchoice Plus $2,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $447.78 $204.23 -54% $895.55 $408.47 -54% $703.19 $297.37 -58% $428.68 -39% $1,133.14 $598.46 -47%
19 - 24 $447.78 $215.23 -52% $895.55 $430.46 -52% $703.19 $313.38 -55% $451.76 -36% $1,133.14 $630.68 -44%
25 - 29 $447.78 $233.14 -48% $895.55 $466.28 -48% $703.19 $339.46 -52% $489.36 -30% $1,133.14 $683.16 -40%
30 - 34 $501.75 $254.50 -49% $1,003.50 $509.01 -49% $787.95 $370.57 -53% $534.20 -32% $1,269.73 $745.77 -41%
35 - 39 $501.75 $279.95 -44% $1,003.50 $559.91 -44% $787.95 $407.62 -48% $587.62 -25% $1,269.73 $820.34 -35%
40 - 44 $550.77 $314.20 -43% $1,101.54 $628.41 -43% $864.93 $457.49 -47% $659.51 -24% $1,393.78 $920.70 -34%
45 - 49 $601.44 $362.90 -40% $1,202.88 $725.81 -40% $944.50 $528.40 -44% $761.73 -19% $1,522.01 $1,063.41 -30%
50 - 54 $677.45 $435.80 -36% $1,354.89 $871.60 -36% $1,063.86 $634.54 -40% $914.74 -14% $1,714.35 $1,277.01 -26%
55 - 59 $770.53 $525.34 -32% $1,541.05 $1,050.70 -32% $1,210.04 $764.92 -37% $1,102.70 -9% $1,949.90 $1,539.41 -21%
60+ $895.55 $645.37 -28% $1,791.10 $1,290.75 -28% $1,406.38 $939.68 -33% $1,354.63 -4% $2,266.29 $1,891.12 -17%
 HealthChoice* $5,000 Deductible w/o Mental Health Vs. Healthchoice Plus $5,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $326.40 $159.73 -51% $652.79 $319.47 -51% $512.86 $232.57 -55% $335.28 -35% $826.41 $468.06 -43%
19 - 24 $326.40 $168.33 -48% $652.79 $336.67 -48% $512.86 $245.09 -52% $353.33 -31% $826.41 $493.26 -40%
25 - 29 $326.40 $182.34 -44% $652.79 $364.69 -44% $512.86 $265.49 -48% $382.73 -25% $826.41 $534.31 -35%
30 - 34 $365.74 $199.05 -46% $731.48 $398.11 -46% $574.69 $289.82 -50% $417.81 -27% $926.03 $583.27 -37%
35 - 39 $365.74 $218.95 -40% $731.48 $437.92 -40% $574.69 $318.80 -45% $459.59 -20% $926.03 $641.60 -31%
40 - 44 $401.47 $245.74 -39% $802.94 $491.49 -39% $630.83 $357.80 -43% $515.81 -18% $1,016.50 $720.09 -29%
45 - 49 $438.41 $283.83 -35% $876.81 $567.67 -35% $688.87 $413.26 -40% $595.76 -14% $1,110.02 $831.70 -25%
50 - 54 $493.81 $340.84 -31% $987.62 $681.70 -31% $775.92 $496.27 -36% $715.43 -8% $1,250.30 $998.76 -20%
55 - 59 $561.66 $410.88 -27% $1,123.31 $821.77 -27% $882.53 $598.24 -32% $862.43 -2% $1,422.08 $1,203.99 -15%
60+ $652.79 $504.75 -23% $1,305.58 $1,009.52 -23% $1,025.73 $734.92 -28% $1,059.47 3% $1,652.83 $1,479.06 -11%
 HealthChoice* $10,000 Deductible w/o Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $241.59 $101.80 -58% $483.18 $203.60 -58% $379.89 $148.22 -61% $213.67 -44% $612.12 $298.30 -51%
19 - 24 $241.59 $107.28 -56% $483.18 $214.56 -56% $379.89 $156.20 -59% $225.18 -41% $612.12 $314.36 -49%
25 - 29 $241.59 $116.20 -52% $483.18 $232.42 -52% $379.89 $169.20 -55% $243.92 -36% $612.12 $340.52 -44%
30 - 34 $270.71 $126.85 -53% $541.43 $253.72 -53% $425.68 $184.70 -57% $266.27 -37% $685.90 $371.73 -46%
35 - 39 $270.71 $139.54 -48% $541.43 $279.09 -48% $425.68 $203.17 -52% $292.90 -31% $685.90 $408.90 -40%
40 - 44 $297.16 $156.61 -47% $594.32 $313.23 -47% $467.27 $228.03 -51% $328.73 -30% $752.91 $458.92 -39%
45 - 49 $324.50 $180.88 -44% $649.00 $361.78 -44% $510.26 $263.37 -48% $379.68 -26% $822.18 $530.05 -36%
50 - 54 $365.51 $217.22 -41% $731.01 $434.45 -41% $574.74 $316.28 -45% $455.95 -21% $926.08 $636.52 -31%
55 - 59 $415.73 $261.85 -37% $831.45 $523.72 -37% $653.71 $381.27 -42% $549.64 -16% $1,053.32 $767.31 -27%
60+ $483.18 $321.68 -33% $966.36 $643.37 -33% $759.78 $468.37 -38% $675.21 -11% $1,224.23 $942.62 -23%
 HealthChoice* $15,000 Deductible w/o Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $153.97 $101.80 -34% $307.93 $203.60 -34% $242.49 $148.22 -39% $213.67 -12% $390.69 $298.30 -24%
19 - 24 $153.97 $107.28 -30% $307.93 $214.56 -30% $242.49 $156.20 -36% $225.18 -7% $390.69 $314.36 -20%
25 - 29 $153.97 $116.20 -25% $307.93 $232.42 -25% $242.49 $169.20 -30% $243.92 1% $390.69 $340.52 -13%
30 - 34 $172.53 $126.85 -26% $345.05 $253.72 -26% $271.72 $184.70 -32% $266.27 -2% $437.78 $371.73 -15%
35 - 39 $172.53 $139.54 -19% $345.05 $279.09 -19% $271.72 $203.17 -25% $292.90 8% $437.78 $408.90 -7%
40 - 44 $189.38 $156.61 -17% $378.76 $313.23 -17% $298.27 $228.03 -24% $328.73 10% $480.55 $458.92 -5%
45 - 49 $206.80 $180.88 -13% $413.61 $361.78 -13% $325.71 $263.37 -19% $379.68 17% $524.76 $530.05 1%
50 - 54 $232.94 $217.22 -7% $465.87 $434.45 -7% $366.87 $316.28 -14% $455.95 24% $591.08 $636.52 8%
55 - 59 $264.94 $261.85 -1% $529.89 $523.72 -1% $417.28 $381.27 -9% $549.64 32% $672.29 $767.31 14%
60+ $307.93 $321.68 4% $615.86 $643.37 4% $484.99 $468.37 -3% $675.21 39% $781.37 $942.62 21%
 
Bureau of Insurance Rate comparison
* HealthChoice coverage for Non-Grandfathered Options without the Mental Health parity rider
**Additional deductibles are available at $3,500 and $7,500.  Contact Anthem for the applicable premium rates.

 

 

Last Updated: September 27, 2010