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Notice Regarding Revised Continuing Education Requirements

The Maine Bureau of Insurance has recently adopted a revised continuing education rule which changes the requirements applicable to resident licensees. Most of these adjustments have been made in order to enhance multistate uniformity. This notice summarizes the major changes under Bureau Rule Chapter 542, effective January 1, 2007.

Reduced number of credit hours required for producers and consultants

The previous continuing education regulation, Bureau Rule Chapter 541, required resident insurance producers and consultants to complete 30 credits hours every two years (continuing education biennium). The new rule requires 24 credit hours every biennium. Of these, at least 3 credit hours must concern ethics.

Calculation of biennial due dates

The other major change due to national uniformity standards concerns the calculation of when an individual's continuing education credits are due. Under the old rule, all resident licensees needed to comply with the 30 credit hour requirement by October 1 of each even numbered year. Therefore, October 1, 2006 was the most recent date by which licensees needed to satisfy this requirement.

Chapter 542 establishes a biennial compliance date for each licensee based upon their month and year of birth. Under the new rule, an individual will determine their due date for continuing education by reference first to their birth month, and then, whether they were born in an "odd" or "even" year. The due date will then be the end of the birth month, in an odd or even year.

For example, if a person was born in March, 1965, their continuing education is going to be due by the last day of March in every odd year, such as 2009, 2011, etc. (Please see an important note below regarding the transition period in 2007.)

If someone was born in March, 1966, their due date will be the last day of March in 2008, 2010, etc. If a licensee was born in August, 1970, that licensee's continuing education due date will be the last day of August 2008, and the next due date for another 24 credits hours would be August of 2010.

Transition period for 2007 due dates

In order to establish an orderly transition to the new standards, there will be special requirements for 2007. Any resident producer or consultant licensees whose 24 continuing education credits are due in 2007 - in other words, any resident licensees born in an odd year - will only need to earn 12 credit hours in order to be in compliance for 2007. Also, rather than being due on the last day of their birth months, the due date for all such licensees will be December 31, 2007.

Following the year 2007, the full requirements must be met. Therefore, individuals born in odd years, after earning 12 credits by December 31, 2007, will need to earn their 24 credits for the next biennium by the end of their birth month in 2009.

Individuals born in even years will not have any credits due during 2007. The birth month due dates for 24 credits will begin to apply as of January, 2008.

Compliance Date for New Licensees

For resident producers and consultants who first become licensed after January 1, 2007, the continuing education compliance date will follow the new standards above. However, for individuals whose compliance date falls within one year of original license issuance, the continuing education requirement will be waived for that compliance period.

To view the entire text of Rule 542, please click on the following link or visit the Bureau of Insurance's website at, click on the Laws, Rules, Decisions button, and click on Insurance Rule Chapters. Rule 542

Questions regarding this notice can be directed to Dawn Morin at (207) 624-8411, or

Last Updated: August 12, 2013