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FAQs – Young Adults and the Affordable Care Act

(updated May 13, 2010)

Maine law already provides for extended dependent coverage but the federal law is more comprehensive. Some of the key differences are listed below.

1. Maine law only requires insurance companies to offer employer groups and individual policyholders the option to purchase extended dependent coverage, and some employer groups have elected not to purchase extended dependent coverage. The new federal law requires extended dependent coverage to be offered to the parents.
2. Maine law requires extended dependent coverage to be offered for dependents up to age 25, while the new federal law requires extended dependent coverage to be offered for dependents up to age 26.
3. Maine law does not apply to dependents who are married. The new federal law applies to married and unmarried dependents.

Information from the Department of Labor may help to answer general questions about the new health care law and coverage of dependents - visit http://www.dol.gov/ebsa/faqs/faq-dependentcoverage.html
(Last visited May 12, 2010 – please check back regularly for updates)

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