The Annual Open Enrollment period for the Health, Dental, and Vision insurance benefit plans begins Friday, May 9th, 2025, and will close Friday, May 23rd, 2025, at 4:30pm. This is your opportunity to add or remove dependents as well as make any necessary changes to your insurance benefits. Changes made during open enrollment are effective July 1st, 2025, provided that your application and required documentation (if applicable) was received by 4:30PM, Friday, May 23rd, 2025.
This year is a passive enrollment. This means if you wish to keep your Health, Dental, and Vision benefits as they are, with no changes, you do not need to complete an application. Please still take this time to review your current benefits and dependent(s) coverage.
Please note that all applications and supporting documentation must be submitted using our digital enrollment form, which will be linked here as of May 9th, 2025.
After several years without major plan updates and with rising healthcare costs, 2025-2026 plan changes reflect increases in both premiums and out-of-pocket costs. We recognize these changes may feel significant. These updates are necessary to maintain the financial sustainability of the health plan and will help ensure we continue offering comprehensive coverage to employees and their families.
2025-2026 Benefits:
Health Plan
- Updated premiums will be available soon
- Deductible (Single/Family): $800 / $1,600
- Coinsurance: 15%
- Out-of-Pocket Maximum (OOPM) (Single/Family): $3,750 / $7,500
- Primary Care Physician Office Visit: $30 copay
- Specialty Physician Office Visit: $50 copay
- Inpatient Medical Facility: 15% coinsurance after deductible
- Urgent Care Visit: $40 copay
Pharmacy Benefit
- Retail Pharmacy (30-Day Supply):
- Generic: $25 copay
- Preferred Brand: $50 copay
- Non-Preferred Brand: $80 copay
- Specialty Drugs: 25% coinsurance, up to $200 per prescription
- Mail Order (90-Day Supply)
- Copay: 2x the applicable retail copay
- Prescription Drug Out-of-Pocket Maximum (Single/Family): $4,600 / $9,200
Dental Plan
Vision Plan
- No Changes
2025-2026 Health/Rx Plan Changes
| Benefit | 2024-2025 | 2025-2026 |
| (Current) | (Effective July 1st) | |
| Medical | ||
| Deductible (Single/Family) | $600 / $1,200 | $800 / $1,600 |
| Coinsurance | 10% | 15% |
| Out of Pocket Maximum (Single/Family) | $2,000 / $4,000 | $3,750 / $7,500 |
| Primary Care Physician | $20 | $30 |
| Specialty Physician | $40 | $50 |
| Inpatient Medical Facility | 10% After Deductible | 15% After Deductible |
| Emergency Room | $300 | $300 |
| Urgent Care | $25 | $40 |
| Prescription Drugs | ||
| Retail: | ||
| Generic | $10 | $25 |
| Preferred Brand | $30 | $50 |
| Non-Preferred Brand | $45 | $80 |
| Specialty | 25% Up To $150 | 25% Up To $200 |
| Mail Order: | 1.5X Retail Copay | 2X Retail Copay |
| Out of Pocket Maximum (Single/Family) | $4,600 / $9,200 | $4,600 / $9,200 |