Home → Consumer Credit Home Page → Consumer Resources → Student Loan Resources → Student Loan News → News Item
U.S. Department of Education Opens Revised Income-Driven Repayment Plan and Loan Consolidation Applications for Borrowers
March 27, 2025
The U.S. Department of Education's Office of Federal Student Aid (FSA) has reopened the online income-driven repayment (IDR) plan and loan consolidation applications for borrowers. The application was temporarily paused to comply with the 8th Circuit Court of Appeals injunction issued last month, which directed the Department to cease implementation of the Biden Administrations Saving on a Valuable Education (SAVE) Plan and parts of other IDR plans. Because the online application incorporated provisions subject to the injunction, it was necessary to revise the form, making it unavailable to borrowers in the interim. Paper loan consolidation applications were available to borrowers during that time.
Borrowers can now apply for the Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Income-Contingent Repayment (ICR) Plans using the updated IDR application at StudentAid.gov/idr (Trusted Partner Link). Borrowers may also apply to consolidate their loans through a revised application form.
General information about repayment is available on StudentAid.gov (Trusted Partner Link).
»Return to All News Items