Individual and Small Group Health Insurance
2025 Average Rate Increases - Summary Tables (PDF)
2024 Average Rate Increases - Summary Tables (PDF)
Bureau Public Forum re 2024 ACA Proposed Rates (recorded August 3, 2023)
Each year insurers that sell Individual and Small Group plans in Maine's pooled risk market must submit their proposed forms and rates to the Bureau of Insurance, using the System for Electronic Rate and Form Filing (SERFF). Details of the filings submitted to the state since June 10, 2010 can be viewed in the system.
To see details of a filing, click on the Search Public Filings button below and paste or type in the relevant SERFF Tracking Number listed in the table (no need to complete the rest of the form).
| 2025 Plan Year | SERFF Tracking Number | |
|---|---|---|
|
Company |
Individual |
Small Group |
| Anthem | ATEM-134123237 | ATEM-134123240 |
| CHO | MECH-134081193 | MECH-134081142 |
| Harvard Pilgrim | HPHC-134129718 | HPHC-134129726 |
| HPHC | HPHC-134129692 | HPHC-134129736 |
| Taro Health Plan of Maine | THPO-134191643 | THPO-134127987 |
| UnitedHealthcare Insurance | UHLC-134115228 | UHLC-134115184 |
| UnitedHealthcare of New England | UHLC-134115226 | UHLC-134115182 |
| 2024 Plan Year | SERFF Tracking Number | |
|---|---|---|
|
Company |
Individual |
Small Group |
| Aetna Life | AETN-133844708 | AETN-133663598 |
| Aetna Health | AETN-133844783 | AETN-133663618 |
| Anthem | ATEM-133698702 | ATEM-133698727 |
| CHO | MECH-133666012 | MECH-133666075 |
| Harvard Pilgrim | HPHC-133700709 | HPHC-133700712 |
| HPHC | HPHC-133700707 | HPHC-133700710 |
| Taro Health Plan of Maine | THPO-133841039 | THPO-133706991 |
| UnitedHealthcare Insurance | UHLC-133687564 | UHLC-133687590 |
| UnitedHealthcare of New England | UHLC-133687581 | UHLC-133687553 |
Written comments can be submitted to the Superintendent as follows:
By E-mail: karma.y.lombard@maine.gov
By U.S. Mail:
Robert L. Carey, Superintendent
Attn: Karma Y Lombard
Bureau of Insurance
Maine Department of Professional and Financial Regulation
#34 State House Station
Augusta, Maine 04333-0034
Electronically in SERFF
Follow the instructions above to search public filings in SERFF and use the link to the online comment form on the relevant filing page.
The Affordable Care Act (ACA) requires that insurers planning to increase plan premiums by an average of 15% or more submit their rates to the Federal government website. For a general explanation of this requirement visit www.cms.gov/CCIIO/Resources/Data-Resources/ratereview.html. To view Maine filings on the federal website that meet the 15% threshold go to https://ratereview.healthcare.gov/ and select "Maine."